Tax Deduction Changes for 2018

The Tax Cuts & Jobs Act created a major impact for individuals and businesses: The Corporate Tax Rate Drops. Individual tax payers get new standard deductions. But, many personal deductions were eliminated or limited. This includes items like alimony, mortgage interest, investment fees and many others. There is a silver lining though: Surprisingly, TCJA increased the value of Defined Benefit & Cash Balance plans for certain individuals. We’ve summarized the major changes to the tax law in this revealing infographic.

Infographic by Taxes

9 Biggest Mistakes in Raising Property Development or Investment Finance

The infographic highlights the 9 biggest mistakes made by property developers and investors when raising capital for their development projects or investments.
These mistakes are common for many investors in the property market even for experienced property investors.
It runs through the process at each given stage and describes a number of things from not putting your finances into one project but spread them through a number of projects through specialised finance solutions which leverages your capital. Understand and choosing the right finance for your projects is also key, a mistake which is made by many investors and developers, there are many financial structures out there so make sure you do your research. The lender or broker should be looked upon as part of the team and not a separate entity, it’s important to have that relationship in projects. Preparing a professional presentation is also covered as the capital could be huge sums of money involved so utilising your teams skills and preparing a good presentation goes a long way. The infographic finally covers using up to date information and doing your research all common mistakes in the market. Understanding these points will arm you to take the right steps when searching for finance for developments and investments.

Infographic by Property Finance Partners

The Options Greeks

In the world of finance, Greek letters are used to represent how sensitive a financial derivative’s prices are to changes in parameters; the option greeks are the option version of these. Financial derivatives can be volatile and sensitive to factors such as changes in the pricing of the underlying asset. Each character denotes the sensitivity of an option’s price to the change in some attribute of the underlying asset, such stock price and volatility. These attributes are components of risk that a trader needs to control if he/she is to manage the risk of their portfolio. The Greek characters are easy to calculate and are a popular tool amongst derivatives traders, especially since the letters are very useful in portfolio hedging, which enables the investors to protect their investments from adverse changes within the market. Epsilonoptions.com, the key resource for options traders, is proud to provide you this quick primer on each of the ‘greeks’ and their meaning.

Infographic by epsilonoptions.com

How a Public Insurance Adjuster can help for Your Damaged Property?

A public insurance adjuster is a negotiator who advocates for the property owners (policyholders) in appraising a claimant’s insurance claim. Public insurance adjusters can represent for you when the disaster occurs to your property. Aside from the insurance claims lawyers, insurance adjusters are licensed by the state insurance department; so, they can legally represent on behalf of the property owners. Insurance companies have their own legal professionals who always looking to deny / minimize the claim amount. But, with a skilled insurance claims adjuster, you can completely recover the claims for the damaged properties.

Source: Insurance Adjuster

Baby Boomer Retirement Obstacles

Retirement is so regularly romanticized that it is hard to remember how difficult planning and saving for this major life event can be. The truth is that many baby boomers are asking themselves “Will I run out of money?” rather than “Where am I playing golf today?”. We’ve outlined some of the major financial obstacles that baby boomers face as they enter the retirement phase of their life to raise awareness and do away with the traditional view of retirement.

Is Your Property Damaged Due To Water?

Water damage can result due to many reasons such as broken pipe, broken dishwasher, leaking roof, leaking pipes, damaged plumbing, and more. The effects of it are drastic and can lead to spending a lot of money on its repair. Not only the property, it can also affect your health. Generally, there are three categories of water which can damage your property namely, clean water, grey water and black water.

Source: Water Damage Port Saint Lucie, FL

7 Tips For Maximizing Cash Back Credit Cards in 2018

Consumers love using credit cards. The global rise of purchases made by credit cards over the past five years continues to increase at a double digit rate. The amount of money made by banks and credit card issuers is well into the billions of dollars, and the winners of this market are savvy consumers. These consumers have figured out that cash back credit cards can offer you a cash payment of 1-2% or more on all of your purchases. These cash back rebates can quickly turn into hundreds or thousands of dollars each year. This simple guide will help guide consumers who want to maximize the amount of cash they can earn from a cash back rewards credit card in 2018 and beyond.

Infographic by Credit Cards Guide

5 Tips For Getting A Personal Loan in 2018

Consumers who are searching for an online personal loan often are confused as to how to start the process. Searching for online loans can be overwhelming, there are hundreds of websites that all claim to offer the best deals. Finding the best offer for a personal loan, is ultimately a very individual decision, and is centered around your financial goals and personal situation. If you are looking for some simple and straightforward tips to ensure that you are applying for the right short term loan, this resource can help with some easy to follow tips when searching for a new loan. Installment loans are easy to apply for, follow these tips to make sure you are applying for the right type of loan for your situation.

Infographic by personal loan guide

5 Minute Gold Forecast for 5 years

Learn Everything you need to invest in Gold in 5 minutes: Gold forecast next 5 years? Gold prices could come under pressure from improving global economics and the rising tide of cryptocurrency. The comex gold outlook calls for rising prices over the holiday trading week but we say watch out for resistance at key technical levels.

Infographic by Infographic gold forecast next 5 years

An Ever-Increasing Number of Expats are Choosing to File US Taxes

US expats find themselves in the unlikely and unfortunate position of being required to file US taxes from abroad. Many weren’t aware of this requirement for many years though, however since FATCA (the Foreign Account Tax Compliance Act) , the IRS now knows which expats should be filing. As a result, more and more expats are choosing to get compliant under the IRS Streamlined Procedure amnesty program.

Infographic by Expats IRS Streamlined Procedure

How Emotions Hurt Our Trading Results and How to Fix It

The biggest difference between professional and beginner traders is what they most focus on. While newcomers put their focus into finding the ultimate strategy to make them rich through trading, seasoned traders know that while strategy is important, the biggest contributor to success is controlling your emotions.

Trading psychology is something that most beginners never even worry about. They think that it’s irrelevant, while their accounts are silently bleeding cash mainly because of uncontrolled emotional behavior. There are many sites that help you come up with a good trading strategy or even copy the strategies of winning traders, but fixing your emotional errors is something that only you can do.

Fortunately there’s an easy fix to the problem. All you need to do is to be mindful of the main emotions that drive bad decisions. Once you are aware of them, it is easier to stop them from influencing your decision making. Emotional control is like a muscle that gets bigger when you train it.

The attached infographic by Foxytrades.com summaries the 7 main mistakes that emotions cause traders to make. Each of the 7 problems has an easy fix. All you need to do is apply them to the problem and you will see a significant increase in your overall profitability.

Government Employee Loan – Brazil

Find out why in Brazil it is much more advantageous to make a payday loan with a monthly discount on your company’s paycheck than to resort to private banks that have interest rates and large financial losses in use. Loans for public servants of the government, whether federal, state or municipal, have lower interest rates, since there is a presumption that those who work for the government are not fired overnight because of the low risk, companies offer lower interest rates . Another advantage for the creditor institution is that the monthly discount is automatically withdrawn from the employee’s salary, there being no way to “opt” for not paying that month.

Infographic by http://phpromotora.com.br/

Accounting Outsourcing

Infographic about Outsourced Accounting Services. If you looking for better ways to focus on growing your business’s bottom-line? If so, one of the easiest decisions any business owner can make is outsourcing their accounting operations. There are many reasons to do this besides just being rid of the hassle that comes along with bookkeeping. Let’s take a look at a few.

Infographic Source : https://www.outsourcinginsight.com/infographic-accounting-outsourcing/

Website : https://www.outsourcinginsight.com/

Reimburse Your Debts with Competent Solutions

Many of us are conspicuously fighting with debts. Debts can be quite enervating – too much of debts can give you troubles to meet your monthly expenses. If your debts are preventing you to make savings, do not panic – there are different strategies you consider to free yourself from the shackles of debts. Before settling for a repaying method, make sure you have evaluated all your options to choose the best option. As the infographic from https://debt-therapy.co.za/ suggests, there is a host of options available to you, from credit counselling to debt settlement which will help you manage your debts efficiently. These highly effective solutions can shield you from your credit providers, and assist you to get out of your financial predicament. All you have to do is research about your options and take the right decision. Debts are not made in a single day, so they won’t liquidate in a fortnight. Choose the right mode of repayment and be patient.

Steps for Removing Mold with Help of Professional Mold Removal Contractors

Mold is a toxic creature it is found in walls of the house and causes severe health hazards. It generally appears after water leakage problems or other types of natural disaster related to water accident. The effect of mold growth rapidly happens in damp and moist areas. It’s a type of fungus which develops in a particular area of the home and spreads out in all direction causing several health issues. To minimize the growth of mold and eradicate it completely, it is better to hire a certified company having professional mold removal contractors. For more details, about removing Mold with the help of Professional mold removal contractors, visit https://pslrepairs.com/mold-removal-remediation-port-st-lucie-contractor/

 

What Are 401k Audit Requirements

As a business owner, you know that a 401k plan helps you retain your top employees. However, with the expansion of your business comes increased obligations. So, you may have wondered:

Does my company 401k plan need to be audited?

As your company grows, the number of retirement plan participants will increase as well, and your company 401k plan may require an audit as part of your Form 5500 tax return obligations. Read on to find out if your company 401k plan needs an audit.