Getting involved with an accident, especially a motor vehicle crash, would compel you to file for a personal injury claim. It will be used to defray the expenses in your hospitalization of even loss of income. However, before you even file a complaint, someone will come at your doorsteps offering you a bargain so that you will not pursue the case. Who would that person be? For sure, it will be a representative from an insurance company. They will try to downplay your injuries, use your words against yourself, pressure you to settle out of court, and claim that you are a fraud. Your best way to win them is to get the help of a personal injury attorney.