During the hard phase of demonetization, digital payments have been raised as people found themselves paralyzed without any cash in hands. In addition, increase users of smartphones and internet penetration is the major driver of growth of digital payments. Furthermore, the saturation of E-shoppers for the ease of online shopping is the major driver of growth of online payment. However with these all opportunities, there is resistance too in the growth of digital payment. Still, many people are afraid to adopt this innovative technology due to the security concern. If you are looking to develop E-wallet mobile app to grab all these opportunities, they must take a look at these fundamental pillars which will help to win the trust.